Equifax Settings

Location

SETTINGS > Interfaces

Purpose

The Equifax module is designed to work with a credit inquiry service from Equifax tailored specifically for the Auto Rental industry to help gauge the relative risk a given renter presents, when that renter secures the rental transaction with a debit card.

Please note that this is an add-on module, and you must enter into a contractual agreement directly with Equifax before this module can be implemented.

Fields

Minimum Pass Score: A number chosen by the rental business operator as the minimum threshold to allow rentals to debit card customers.

Keep Results For: The number of days a cached Credit Inquiry result will remain valid.

Exceptions: Allow debit card use when…

• Communication is interrupted (Not Implemented)

• No matching Equifax record (Not Implemented)

Use Debit Card Detect business rules

• a. When not checked, Manual mode is enabled.

• b. Activate this option only when Equifax Credit Inquiry is used in conjunction with the Element or Central Coast automatic Debit Card detecttion feature.

Cust ID: this is the unique customer Member Number, as provided by Equifax.

Security: this is also provided by Equifax. It is always THREE characters. No spaces!

Login, Site ID, Service Name, Host, Port, Path: these elements will be provided by a Bluebird Product Support Analyst.

Equifax Credit Inquiry Progress Messages

Message to Renter Before Credit Inquiry - Enter the script for the rental agent to recite to the rental customer before the credit inquiry takes place.

Message to Renter with Insufficient Score - Enter the script for the rental agent to recite to the rental customer if his or her score is below that which you have set in order to rent a vehicle.

Message to Renter with No Record Found - Enter the script for the rental agent to recite to the rental customer if his or her Equifax record is not found.